Home

Existing Customers Offers

Free Bets

Best Acca Insurance offers

United Kingdom

Legal bookmakers in

United Kingdom

Reviewed by our experts

Updated on

Reviewed on

Landing a successful accumulator can be a tricky business, so it’s very handy having some form of compensation on hand if you fall short. That’s why acca insurance is one of the most popular existing customer promotions offered by betting sites. Find out exactly what it is, how it works, and the best bookmakers to bet with if you want to get the most out of acca insurance offers.

Up to 75% boosts on successful accas
18+. This offer is only available to new and eligible customers. This offer applies to winnings on football accumulators of 3 or more selections on the following markets – ‘Match Odds’, ’Total Goals Over/Under’, ’Correct Score’, ’Double Chance’,’ Half Time / Full Time’, ’Half Time Result’, ’Half Time Goals – Over/Under’ and 'Both Teams to Score'. The maximum bonus per bet that you can receive is £25,000 or currency equivalent. The maximum cumulative bonus amount that you can receive in a single day across all bets placed, is limited at £50,000 or currency equivalent. T&Cs apply. BeGambleAware.org
2nd to a Rag Insurance – Money back as free bet if 2nd to 33/1+ winner
18+. Registered customers only. 2nd to a rag offer applies to first fixed odds single winner bet placed on any race. Subsequent bets on the same race will not qualify. Multiple bets, each-way bets or bets placed with 'free bets' do not count towards this offer. Any bet placed in-running after the official “off-time” will not be eligible. Only available on races with 3 or more runners. Max refund as a free bet is £25. T&C's apply. BeGambleAware.org
Up to 75% boosts on successful accas
This offer is only available to new and eligible customers. This offer applies to winnings on football accumulators of 3 or more selections on the following markets – ‘Match Odds’, ’Total Goals Over/Under’, ’Correct Score’, ’Double Chance’,’ Half Time / Full Time’, ’Half Time Result’, ’Half Time Goals – Over/Under’ and 'Both Teams to Score'. The maximum bonus per bet that you can receive is £25,000 or currency equivalent. The maximum cumulative bonus amount that you can receive in a single day across all bets placed, is limited at £50,000 or currency equivalent.
£10 Free ACCA bet every week when you place two £10 + ACCAS
18+. Opt-in required. A Qualifying Bet is an accumulator bet of at least £10 on pre-match markets, with at least 4 legs, has the combined minimum odds of 2/1 (decimal price 3.0), and where the selection odds are greater than 1/100 (decimal price 1.01). All legs of the accumulator must be placed and settled during the Offer Period. The Offer Period runs each week from Monday to Sunday. Full T&Cs apply.
£10 Free ACCA bet when you place two £10 ACCAs
18+. Opt-in. A Qualifying Bet is an accumulator bet of at least £10 on markets with at least 4 legs, has the combined minimum odds of 2/1 (decimal price 3.0), and where the selection odds are greater than 1/100 (decimal price 1.01). All legs of the accumulator must be placed and settled during the Offer Period. The Offer Period runs each week from Monday to Sunday.
Acca Insurance – Free bet if one leg of your 5+ fold acca/Bet Builder lets you down
Applies to pre-match ACCA/Bet Builder only. Min total odds 3/1 (4.0). Max Free bet varies from £1 – £50. Max free bet value can vary per month and limited to 5+ leg bets. Free bet valid for 7 days. Excludes enhanced match odds. Online only. Applies to bet settled by 31st Jan 2024. T&Cs apply.
ACCA Bonus – Up to 40% boosts on successful football accas
18+. Opt in, place an Acca of 5+ selections on English Leagues at odds 2/1+ in 7 days to get up to 40% added to your odds if your bet wins. Weekly offer between 9am Mon & 23:59 Sunday. Get max £500/day. No cash out. Click for T&Cs. begambleaware.org
Bet £10 Get £20 in free bets + Acca Rewards – Make your choice
*New UK customers (Excluding NI) only. Mobile exclusive. Min Deposit £10. Min stake £10. Min odds Evs. Free bet applied on 1st settlement of any qualifying bet. 30 days to qualify. Free bets expire in 7 days. Cashed out/Free Bets won’t apply. Account & Payment method restrictions apply. 1 Free Bet offer per customer, household & IP Address only. 18+. T&Cs apply. **18+. Selected sports. Applies to first unique Acca. Specials/boosts/BOG/free bets (FB)/promotions won’t qualify. Min stake £/€0.05. Boost: Max bonus £/€1,000 per Acca. Min 3 legs. Min odds 1/5 per leg. Only win part eligible for E/W Acca. Insurance: Min 5 legs. Min odds 1/5 per leg. Max FB £/€20 per Acca. FB/cashed out/void bets won’t qualify. Acc & Payment restrictions. T&Cs apply. T&Cs apply
Up to 50% profit boost on your ACCA
18+. You can claim 5 Profit Boosts in a week up to a maximum of a 50% Profit Boost. The minimum odds per selection is 1.2 (1/5). The maximum stake to use the profit boosts is £20 and your profit boosts will increase your winnings up to a max of £1000 per boost. £5 Free Bet Place a bet of £20 on accumulators with five legs or more (each leg must have minimum odds of 1.2 or more). Upon the settlement of the accumulator, a £5 Free Bet will be credited to your account. T&Cs apply.
Acca Flex – Up to 50% boosts + Acca Insurance
18+. Applies to pre-match football accumulators of 5+ selections on selected markets. Min odds 1/2 leg. 2.5%-50% cash bonus on settlement if all selections win. £10 max cash refund if one leg loses. Paid within 24hrs of bet settlement. Cashed Out/In-Play bets not applicable. T&Cs apply.
Bet £20 Get a £1 Free Bet on Every Race at Cheltenham Festival
18+. BeGambleAware.org. New customers only. Min deposit £20. Opt in for £1 free bets. Debit cards only. Place a £20 bet on Horse Racing at min odds 2/5 (1.4) each leg. Free bets valid for Cheltenham Races only. Geographical restrictions and T&C’s apply. BeGambleAware.org
Cheltenham Sorted
Online only. Opt-in required: closes 23:59 10/03/24. Stake £100 on Racing Pools Bets each “qualifying week” to earn £10 Tote Credit for each day of Cheltenham Festival 2024 (“Festival”). Credit awarded as £5 Win/Place and £5 Exotics. Max £40 Tote Credit. Redeemable against Festival bets only. Qualifying weeks run Mon to Sun from 12/02/24. Each qualifying week will be treated as a new week. Each £10 Tote Credit can be claimed from 16:00 the day before each day of the Festival and will be subject to a midnight expiry. Ten to Follow bets do not qualify. UK & ROI customers only. Full T&Cs apply. 18+. BeGambleaware.org
Non-Runner No Bet – All Races
Applies to bets placed from 09:00 on 24/02/24. Applies to any race at Cheltenham 2024. Bets placed using Free Bet funds do not apply. Full T&Cs Apply.
2 FREE £5 SPREAD BETS PLUS £300 CASHBACK
18+. Place a fixed odds bet of at least £10 at minimum odds of 1/2. On receipt of your first free fixed odds bet you will also receive your first free £5 Total Goals spread bet. On receipt of you second free fixed odds bet (awarded 24 hours later) you will also receive your second free £5 Total Goals spread bet. You need to ensure your account is configured for spread betting to be able to use the 2 x free £5 Total Goals spread bets. Ts&Cs Apply. begambleaware.org.
Bet £10 Get £20 in free bets Money back as a free bet if 2nd to SP favourite – Kempton
New UK customers (Excluding NI) only. Mobile exclusive. Min Deposit £10. Min stake £10. Min odds Evs. Free bet applied on 1st settlement of any qualifying bet. 30 days to qualify. Free bets expire in 7 days. Cashed out/Free Bets won’t apply. Account & Payment method restrictions apply. 1 Free Bet offer per customer, household & IP Address only. 18+. T&Cs apply.**18+. IRE/NI & UK customers only. Max refund £/€20. Win or win part of e/w outright singles only. 5 or more runners. 1st bet on each race. Free bet expires after 7 days. Free/void/antepost bets don't qualify. In the event of a dead heat the offer will not apply. Applies to First Past the Post result only. Unnamed 2nd Favs don’t qualify. Bets placed after the off do not qualify for this offer. Bets placed in-running will not apply. T&Cs apply.
Bet £10 Get £20 in free bets + £10 Casino Bonus + Scotland v England: Van der Merwe to score a try in the first half – Was 11/4 Now 4/1
New UK customers (Excluding NI) only. Mobile Exclusive. £30 in FREE Bets (FB) as £20 in sports bets & a £10 casino bonus (CB). Min Deposit £10. Min stake £10. Min odds Evs. FB applied on 1st settlement of any qualifying bet. FB 7-day expiry. 1 FB offer per customer, household & IP address only. Account & Payment restrictions. 14 days to accept £10 CB, then active for 3 days. CB 5x wagering & max redeemable £100. Game restrictions apply. Cashed out/Free Bets won’t apply. 30 days to qualify. 18+. T&Cs apply. **18+. Prices subject to fluctuation and availability. 10 Max Stake.
Bet £10 Get £20 in free bets + £10 Casino Bonus + Liverpool v Southampton: Liverpool to win, Gakpo to score 1st & over 9.5 corners – 10/1
New UK customers (Excluding NI) only. Mobile Exclusive. £30 in FREE Bets (FB) as £20 in sports bets & a £10 casino bonus (CB). Min Deposit £10. Min stake £10. Min odds Evs. FB applied on 1st settlement of any qualifying bet. FB 7-day expiry. 1 FB offer per customer, household & IP address only. Account & Payment restrictions. 14 days to accept £10 CB, then active for 3 days. CB 5x wagering & max redeemable £100. Game restrictions apply. Cashed out/Free Bets won’t apply. 30 days to qualify. 18+. T&Cs apply. **18+. Prices subject to fluctuation and availability. 90 mins.
Bet £10 Get £20 in free bets + £10 Casino Bonus + Arsenal v Newcastle: Arsenal to win, both teams to score & Saka to score 1st – 12/1
New UK customers (Excluding NI) only. Mobile Exclusive. £30 in FREE Bets (FB) as £20 in sports bets & a £10 casino bonus (CB). Min Deposit £10. Min stake £10. Min odds Evs. FB applied on 1st settlement of any qualifying bet. FB 7-day expiry. 1 FB offer per customer, household & IP address only. Account & Payment restrictions. 14 days to accept £10 CB, then active for 3 days. CB 5x wagering & max redeemable £100. Game restrictions apply. Cashed out/Free Bets won’t apply. 30 days to qualify. **18+. Prices subject to fluctuation and availability.
IRISH CHAMPION HURDLE 35/1 STATE MAN TO WIN Enhanced odds paid in free bets
New customer offer. Place a max £1 bet on the Win or Each Way market for State Man to win the Irish Champion Hurdle, Sunday, February 4th. Winnings paid in cash at normal odds and are topped up to the enhanced price in Free Bets. Free bets are valid 7 days, only deposits with cards are eligible. Excludes multiples & in-play bets. T&C's apply. Please gamble responsibly.
IRISH GOLD CUP 2024 45/1 GALOPIN DES CHAMPS TO WIN Enhanced odds paid in free bets
New customer offer. Place a max £1 bet on the Win or Each Way market for Galopin Des Champs to win the Irish Gold Cup, Saturday, February 3rd. Winnings paid in cash at normal odds and are topped up to the enhanced price in Free Bets. Free bets are valid 7 days, only deposits with cards are eligible. Excludes multiples & in-play bets. T&C's apply. Please gamble responsibly.
Bet £/€10 on QuinnCasino to be entered into a random prize draw.
To participate, simply stake a minimum of £/€10 on any qualifying game between 00:00-23:59 any day from February 1st to 9th, 2024. Once you qualify, you will automatically enter our random prize draw due to take place on Saturday, 10th February 2024. We’re also giving you a 10% increase on your cash winnings across qualifying games every day you qualify during the Year of the Dragon promotional period (1st – 9th February 2024). Additional winnings, up to a max of £/€10 per day, will be credited as a Casino Bonus with just a 1x Rollover. T&Cs apply | 18+ Existing UK and IE Customers Only | BeGambleAware.org | GamblingCare.ie | Gamble Responsibly
Non Runner Moneyback Get your money back if your horse doesn’t run
KQCs: 18+. Play Safe. From 09:00 on 01/01/2024 until 17:30 on 15/03/2024. Applies to 2024 Cheltenham Festival Race Winner markets labelled ‘NRMB’. UK and Ire only. Horse Racing ‘Win and EW’ Markets only. Full T&Cs apply. www.begambleaware.org #ad

What is an acca insurance offer?

As the name suggests, acca insurance gives you a form of insurance on your accumulator bet. Most commonly, you’ll have to place an accumulator (or acca) in the normal way, ensuring it contains at least five selections. If all your picks win, the bet will pay out your winnings in the normal way. However, if one selection let’s you down, acca insurance will be activated and you’ll receive your stake back, generally in the form of free bets.

You’ll still receive nothing if more than one selection falls short, but acca insurance is the perfect way to soften the blow of missing out on a large payout and has been offered by numerous betting sites.

best betting sites existing customers

How do I get acca insurance – Step-by-step guide

There’ll be slight differences when it comes to the exact process of getting acca insurance, but it’s straightforward in all cases.

  1. Head to the sport or event where acca insurance is available. Top level football is the most common sport where you can expect to get acca insurance, but some bookmakers also offer it on a wider range of sports.
  2. Add the different selections to your bet, to make up your acca in the normal way.
  3. Make sure all your picks meet the qualifying criteria for the offer, in terms of their odds and how many you’ve picked.
  4. Place your bet.
  5. If your bet wins, you’ll be paid out when the bet settles in the usual way.
  6. If just one leg of your bet loses, acca insurance will apply and you’ll receive your stake bet, either as cash or a free bet to use as you wish.

Which betting sites offer acca insurance?

Betting sites regularly change the offers they offer their existing customers. We’ll aim to have the most up to date information available here, but it’s also worth checking the sites before you place any bets to avoid confusion or disappointment. At the time of writing, Betfred and Ladbrokes are the most reputable betting sites that offer some form of acca insurance.

Bet £10 Get £40 in Bonuses
New UK 18+ only. Register (excl. 13/04/2024) with promo code WELCOME40, Bet £10+ on Sports in one transaction within 7 days of registering. Get £30 Free Bets & £10 free spins within 10hrs of bet settlement. Bonuses expire 7 days after issue. Min odds, eligibility & payment exclusions apply. Full T&Cs apply. Full T&Cs

£20 IN FREE BETS KER-CHING
18+ New UK+IRE Customers only. Certain deposit methods & bet types excl. Min first £/€5 bet within 14 days of account reg at min odds 1/2 to get 4x £/€5 free bets. Free bets available to use on selected sportsbook markets only. Free bets valid for 7 days, stake not returned. Restrictions + T&Cs apply. Full T&Cs

Comparing different acca insurance offers

Although the process of taking advantage of acca insurance doesn’t vary much, there can be some differences between versions of the promotion. Some variations to be aware of are detailed in the table below.

BookmakerAvailabilityMin selectionsMin acca oddsRefund typeMax refund
BetfredFootball51/2 (1.5) per selectionCash£10
LadbrokesFootball53/1Free bets£10

How we rank Acca Insurance offers – Ant Vella’s verdict

Generosity of the offer

The generosity of acca insurance varies by bookmaker, with some offering cash instead of free bets, and the maximum refunds ranging from £10 up to £50. Ultimately though, it’s effectively a free offer that is being tagged on to an acca bet you’d be placing regardless, so it has to be considered relatively generous.

Regularity of the offer

Again, the regularity of the offer may be different depending on the bookmaker you bet with. However you can typically expect to be allowed to take advantage at least once a day, which is good going.

Simplicity of the offer

The idea of acca insurance is easy to grasp, with the name of the offer giving even a novice a punter a fair idea of what’s involved. There is a fair amount of variation between betting sites when it comes to the intricacies of the offer though, so be sure you’ve checked out the terms properly before getting involved.

Outlay to benefit from the offer

The amount you need to bet to benefit from acca insurance is entirely in your hands, which is great. Whether you’re betting £1 on some long shots upsetting the odds or staking £50 in the case of Paddy Power’s promotion, there’s no pressure to bet more than you feel comfortable.

Interested in sign-up and welcome offers?

Acca Insurance FAQs

An accumulator or acca is a bet that multiple events all happen. For example, backing only Manchester City to win would be considered a single bet, whilst betting that Man City, Arsenal, Liverpool, Tottenham and Man Utd all win would be an acca bet.

Acca insurance gives you some form of consolation if one of the bets in your acca bet lets you down. So if you placed an acca that six teams would win, and one of them failed to do so, you could qualify for acca insurance. This would typically mean your bet would be refunded in the form of a free bet.

Getting acca insurance isn’t difficult. Look for a bookmaker offering the promotion, place a qualifying acca bet, and acca insurance will apply if one selection from your acca fails to win.

Yes, if you bet with Paddy Power and place a qualifying bet you’ll be eligible for acca insurance.

If you see the promotion called 5+ acca insurance, it means the offer will apply once your acca contains at least five selections.

18+ | Commercial Content | T&Cs apply | Wagering and T&Cs apply | Play Responsibly