Most bookmakers now provide some money back betting offers to existing customers. These refund promotions give existing customers a chance to have their stake returned under certain circumstances. Keep reading to discover precisely what these promos give out, which bookmakers offer them and how to get the most from them.
Money back as cash if 2nd or 3rd in selected races
18+. Opt-in req. Eligible customers only. Max stake £10. Min stake £1. Bets opted-in will not qualify for Best Odds Guaranteed (BOG). Minimum of 5 horses must run. Further terms apply see site for full T&Cs.
2nd to a Rag Insurance – Money back as free bet if 2nd to 33/1+ winner
18+. Registered customers only. 2nd to a rag offer applies to first fixed odds single winner bet placed on any race. Subsequent bets on the same race will not qualify. Multiple bets, each-way bets or bets placed with 'free bets' do not count towards this offer. Any bet placed in-running after the official “off-time” will not be eligible. Only available on races with 3 or more runners. Max refund as a free bet is £25. T&C's apply. BeGambleAware.org
Run For Your Money – Cash refund if your horse refuses at the start
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What is a Money Back betting offer?
Money Back betting offers or Stake Refund promotions allow existing customers to get their stake back if their bet loses under certain circumstances. Betting sites know regular betters enjoy these promos and will often include the day’s most prominent horse race or football game.
The promo at each betting site will have its own set of requirements regarding receiving a refund. For example, in a racing bet, it could be your horse losing to the SP favourite. A football Money Back offer may see your stake returned if the game ends in a goalless draw. The refund limit and form will differ between each betting site. The form of refund can also vary. Most of these Stake Refund offers will pay out free bets, but the better interpretations provide a cash refund.
How can I get a Money Back betting offer? – Step-by-Step Guide
Each bookmaker heavily advertises any Money Back or Refund offers available to existing customers on their website and app. The exact process of participating in these promotions varies slightly with each betting site, but the process is generally similar. We’ll use BetVictor’s Run For Your Money promo as the example in our step-by-step guide.
1. If you don’t have a BetVictor account, you can sign up using the link below. This will ensure you get the best possible BetVictor new customer rewards.
Run For Your Money – Cash refund if your horse refuses at the start
18+ Get a real cash refund if your horse loses all chance at the start of a race. Applies to UK & Irish racing only. T&Cs apply. begambleaware.org
2. Navigate to the BetVictor horse racing page.
3. Add a horse from a UK or Irish race meeting to your BetVictor betslip.
4. Make sure your bet is at least £1, as this is required to qualify for the Money Back offer.
5. If your horse refuses to go, whips around at the start, fails to come out, or loses all chance at the stalls, you’ll get your stake back as cash.
Which betting sites have Money Back betting offers?
Betting sites have long used money-back promotions to entice new customers, but the big bookmakers are now offering them to existing customers. The likes of Bet365, Paddy Power, and BetVictor all offer some form of money-back or refund promotion for returning customers. These offers and their terms change frequently, so keeping an eye on each betting site for new promotions is a smart move.
Money Back offers are subject to individual Bookmaker T&Cs.
What are the best Money Back betting offers right now?
The Money Back and Refund offers differ on every betting site. Here are a few examples of the best promotions that existing customers can benefit from.
Unibet Money Back As Cash If 2nd or 3rd
Unibet offers existing customers a Stake Refund if a horse they backed finishes second or third in selected races every day. This Money-Back betting offer is excellent for anyone who regularly bets on horse racing, as Unibet’s selection of qualifying races is always decent.
Money back as cash if 2nd or 3rd in selected races
18+. Opt-in req. Eligible customers only. Max stake £10. Min stake £1. Bets opted-in will not qualify for Best Odds Guaranteed (BOG). Minimum of 5 horses must run. Further terms apply see site for full T&Cs.
BetVictor Run For Your Money
Anyone who regularly bets on racing has had the unfortunate experience of their horse refusing to race or getting stuck in the stalls. There’s no bigger disappointment as a racing fan, it feels like you haven’t earned your money’s worth. This money-back offer eliminates the risk of that happening! Racing punters who bet with BetVictor will get their stake refunded as cash if their selection refuses or whips around at the start, fails to come out or loses all chance at the stalls.
Run For Your Money – Cash refund if your horse refuses at the start
18+ Get a real cash refund if your horse loses all chance at the start of a race. Applies to UK & Irish racing only. T&Cs apply. begambleaware.org
Betfred Free Bet If 2nd
This Betfred offer is a solid one for horse racing bettors. They will refund the stake of existing customers’ horse racing bets if their runner finishes second in selected races daily. This promotion is not quite as good as the ones listed above, as the refund comes in the form of free bets instead of cash. It’s also only available on a selected number of races Daily, meaning there will probably be fewer races you want to get involved with.
What is Acca Insurance? Is it a Money Back Betting offer?
Acca Insurance is a Money Back betting offer that gives your accumulator bets a safety net. The requirements for your multiples to qualify for the promo usually feature a minimum number of selections and odds. Typically, if one selection lets you down, the insurance kicks in. That means you’ll get your stake back as a free bet or cash. The best Acca Insurance offers are listed below.
18+. Applies to pre-match football accumulators of 5+ selections on selected markets. Min odds 1/2 leg. 2.5%-50% cash bonus on settlement if all selections win. £10 max cash refund if one leg loses. Paid within 24hrs of bet settlement. Cashed Out/In-Play bets not applicable. T&Cs apply.
Bet £10 Get £20 in free bets + Acca Rewards – Make your choice
*New UK customers (Excluding NI) only. Mobile exclusive. Min Deposit £10. Min stake £10. Min odds Evs. Free bet applied on 1st settlement of any qualifying bet. 30 days to qualify. Free bets expire in 7 days. Cashed out/Free Bets won’t apply. Account & Payment method restrictions apply. 1 Free Bet offer per customer, household & IP Address only. 18+. T&Cs apply. **18+. Selected sports. Applies to first unique Acca. Specials/boosts/BOG/free bets (FB)/promotions won’t qualify. Min stake £/€0.05. Boost: Max bonus £/€1,000 per Acca. Min 3 legs. Min odds 1/5 per leg. Only win part eligible for E/W Acca. Insurance: Min 5 legs. Min odds 1/5 per leg. Max FB £/€20 per Acca. FB/cashed out/void bets won’t qualify. Acc & Payment restrictions. T&Cs apply. T&Cs apply
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How we rank Money Back offers – Brad Skinner’s verdict
Generosity of the offer
Several big bookmakers, including bet365 and BetVictor, now offer refunds from their money back or refund promotions as cash. Those are the most generous offers, as punters can choose to withdraw the cash if they want to. However, any form of stake refund or money back offer is not to be sniffed at. They can provide extra value for the money you spend on betting sites.
Regularity of the offer
Money back offers are now a big part of how betting sites attempt to appeal to existing customers. That means there’s likely to be at least one offer you can take advantage of each day. It also means they’re more likely to include the day’s most popular sporting events in those promos. Terms and offers will vary between the betting sites.
Simplicity of the offer
Betting sites do a solid job of making the requirements easy to understand for most of their money back offers. The advertising will clearly state what has to happen to have your stake refunded. You must ensure your bet qualifies for the way during requirements before placing it. You can check the full terms and conditions for each offer on the promotions section of the bookmaker’s website.
Outlay to benefit from the offer
It’s pretty obvious that a money back offer requires some form of cash outlay for you to benefit. The key is to make the most of the money back promotions on various betting sites to maximise the value you get from the money you spend. The punter controls the size of the outlay, as you can pick and choose which money back or refund offers you want to take part in.
Read more about the most popular existing customer offers
New cust only. 7 days to opt in by placing a £10 qualifying bet at 1/1 (2.0) odds or greater to receive 4x Free Bets: 1 x £10 horse racing, 1 x £10 Bet Builder, 1 x £10 Acca and 1 x £10 football. 7 day expiry. Exclusions apply. Stake not returned. T&Cs apply. 18+. BeGambleAware.org.
*New UK customers (Excluding NI) only. Mobile exclusive. Min Deposit £10. Min stake £10. Min odds Evs. Free bet applied on 1st settlement of any qualifying bet. 30 days to qualify. Free bets expire in 7 days. Cashed out/Free Bets won’t apply. Account & Payment method restrictions apply. 1 Free Bet offer per customer, household & IP Address only. 18+. T&Cs apply. T&Cs apply
Fitzdares
Place your first sports bet of £50 or more and get £25 in Free Bets, plus 10 spins
New customers only, aged 18+. Min deposit £10. Place a £50 bet on any sport at at odds of Evens (2.0) or greater to qualify for three free bets on settlement: £10 on Football, £10 on Greyhounds and £5 on Virtual Sports, plus 10 Free Spins on Reel King. Free Bet & Spins expire in 7 days. Additional T&Cs apply. Please bet responsibly. BeGambleAware.org.
*New members only. Offer not available 13/04/24. £10 min bet on sportsbook (ex. virtuals) at 1.5 min odds, placed & settled in 14 days of sign-up. Win part E/W bets. Free Bets: accept in 7 days, valid 7 days on sportsbook only. Stake not returned. T&Cs apply. Bet Responsibly. BeGambleAware.org. 18+
New UK customers only. Min £10 first deposit using Debit Card or Bank Transfer. Place a bet of £10 at min odds of 1.5 and get £10 upon settlement. Further £10 Multiple token will be credited after 24 hours and a further £5 Horse Racing Multiple token and a £5 Football Bet Builder token will be credited after 48 hours. Full T&Cs apply.18+. BeGambleAware.org.
New customers, Deposit & Place a Bet within 7 days, and settle a £10 minimum bet at odds of 4/5 (1.8) or greater, to be credited with 3x £10 free bets: 1 x £10 Horse racing, 1 x £10 Free Bet Builder and 1 x £10 Football. Stake not returned. T&Cs Apply. Acca Club: T&Cs Apply. Promo runs Mon 09:00 to Sun 23:59. Opt-in required. 50% profit boost on 7+ Acca selections. Max stake £20. Max winnings £1,000. Up to 5 boosts per customer per week. Exclusions apply. 18+. BeGambleAware.org.
18+ New UK+IRE Customers. Certain deposit methods & bet types excl. Min first £5 bet within 14 days of account reg at min odds 1/2 to get 1x £20 free bet. Free bet available to use on selected sportsbook markets only. Free bets valid for 7 days, stake not returned. Restrictions + T&Cs apply
18+ New Customers Only. Opt in and bet £10 on football (odds 2.00+) within 7 days. No cash-out. Get 4x£5 Free Bets for set markets and a £10 Slot Bonus for Big Bass Splash, 30x wagering, to withdraw max £250. Rewards expire in 20 days. Selected payment methods only. T&Cs apply. begambleaware.org | Please gamble responsibly
Ladbrokes
£20 In Free Bets Ker-Ching – When you bet £5 on sports
18+ New UK+IRE Customers only. Certain deposit methods & bet types excl. Min first £5 bet within 14 days of account reg at min odds 1/2 to get 4x £5 free bets. Free bets available to use on selected sportsbook markets only. Free bets valid for 7 days, stake not returned. Restrictions + T&Cs apply.
Join and place a £10 fixed odds bet at odds of 1/2 or greater. Once the bet is settled, get a £10 free fixed odds bet plus a £5 free Total Goals football spread bet and a £5 racing Winning Favourites spread bet. The second £10 free fixed odds bet, £5 free Total Goals football spread bet, and £5 racing Winning Favourites spread bet will be credited 24 hours later. Free bets expire in 28 days if unused. Promotions available to 18+ aged individuals. New customers only. T&Cs apply. Begambleaware.org
The user must enter Bonus Code ‘MB20’ during registration Minimum Odds of 1.8 for first bet to qualify. Losses will be refunded on first bet only, as a free bet – up to £20. Users cannot back and lay the same selection on the first bet. Qualifying bets open to Exchange, Matchbook Zero & Multiples Only open to users who deposit via debit card. New Customers Only. 18+. Be Gamble Aware.
**New members. £10 min deposit & bet on sportsbook, placed & settled at 1.5 min odds within 14 days of sign-up. Win part of E/W bets. 2 non-withdrawable £10 Free Bet Tokens: accept in 7 days, valid for 7 days from acceptance (ex. E/Ws & Multiples), stakes not returned. BeGambleAware.org. 18+
New UK customers (Excluding NI) only. Mobile exclusive. Min Deposit £10. Min stake £10. Min odds Evs. Free bet applied on 1st settlement of any qualifying bet. 30 days to qualify. Free bets expire in 7 days. Cashed out/Free Bets won’t apply. Account & Payment method restrictions apply. 1 Free Bet offer per customer, household & IP Address only. 18+. T&Cs apply. **18+. Prices subject to fluctuation and availability. T&C's Apply.
New customers only. Register (excl. 13/04/24) with WELCOME50. First bet £10+ at Evens (2.0)+ on Sports within 7 days to get Free Bets: £20 In-Play, £20 Acca & 50 x £0.20 (£10) Free Spins on Fishin’ Frenzy within 10 hours of settlement. 7-day expiry. Eligibility & payment exclusions apply. Full T&Cs apply.
New bettors; Code SPORT; Wager deposit & bonus 8x; Max qualifying bet stake=initial bonus; Valid 60 days; Min odds, bet and payment method exclusions apply; T&C apply; 18+
Betway
£30 Matched Free Bet if your first Acca loses + 100 Free Spins on Gold Blitz
*New UK customers only. Min Stake: £5. Maximum Free Bet: £30. First bet on a Football or Horse Racing multiple with 3+ selections. Overall odds: 3.00 (2/1) or higher. Free Bets available upon settlement of the qualifying bet. 100 Free Spins on Gold Blitz (£0.10 per spin) credited on settlement of qualifying Acca bet. No wagering requirements on free spin winnings. Debit Card deposit only (exclusions apply). This offer is valid 7 days from the new account being registered. 18+ BeGambleAware.org. Bet the Responsible Way. Full terms apply.
18+ New customers only. Opt in, bet £10 on any football market at minimum 1/1 odds. No cash out. Get £40 in Free Bets on selected events. Free Bets expire in 7 days. Debit card / Apple Pay payments only. T&Cs apply. begambleaware.org | Please gamble responsibly
New Customer offer YSKARZ. Place a min £5 bet on the sportsbook at odds of min EVS (2.0) and get £20 in free bets. Free bet rewards valid for 30 days. Only deposits via Debit Cards & Apple Pay will qualify for this offer. T&Cs apply. Please Gamble Responsibly Paddy's Rewards Club: Get a £10 free bet when you place 5x bets of £10+. T&Cs apply.
18+. Play Safe. From 00:01 on 18.10.2022. £30 bonus. New customers only. Minimum £10 stake on odds of 1/2 (1.5) or greater on sportsbook (excluding Virtual markets). Further terms apply. #ad
18+ begambleaware.org. New customers only. Min deposit £10. Money back as bonus if first sports bet loses. Wagering requirements: sportsbook 3x at min. odds of 1.40 (2/5), casino 50x. Unless forfeited the sportsbook bonus must be wagered before using the casino bonus. Bonus expires 7 days after opt-in. Visit Unibet.co.uk for full T&C's. #AD
Betfair
GET £20 IN FREE BETS
When you place a £5 bet on Sportsbook
New Customer offer. Place a min £5 bet on the Sportsbook on odds of min 1/2 (1.5), get £20 in Free Bets. Rewards valid for 30 days. SMS verification required. Only deposits via cards or Apple Pay will qualify. T&Cs apply. Please Gamble Responsibly
bet365
Bet £10 & Get £30 in Free Bets for new customers at bet365.
Min deposit requirement. Free Bets are paid as Bet Credits and are available for use upon settlement of bets to value of qualifying deposit. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Time limits and T&Cs apply. Registration required.
Money Back betting offers FAQs
If a bookmaker is running a money back offer, it means you have the chance you receive your stake back if your bet loses, possibly in the form of a free bet. The trigger for receiving your money back will vary depending on the offer but should be highlighted prominently in the terms of the promotion.
If the money back offer is in the form of a bonus, it means you can’t simply withdraw the money straight out of your account. You’ll have to place the bet on a selection, with any winnings you receive then becoming withdrawable.
Some betting sites run bore draw promotions on selected football matches. This means you’ll be eligible for a refund on your bets if the game finishes goalless with a ‘boring’ 0-0 result.
There are a number of horse racing offers with offer refunds. One of the most common sees your bet refunded if your horses finishes in the second place, while a similar promotion sees stakes returned if your bet is beaten by less than a length.
If your horse is declared a non-runner right before a race, you can expect to receive your money back. There are also some scenarios where you’ll get your stake back if a horse refuses to race or gets stuck in the stalls. Keep an eye out for bookmakers promoting justice payments.
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