Landing a successful accumulator is always tricky, but having ACCA Insurance on your side provides a bit of a safety net. The promo typically rewards you with free bets or even a stake refund if your acca just falls short. Given that accumulators are one of the most popular ways to bet, the promotion has become an increasingly common existing customer promotion offered by betting sites. Keep reading to find out exactly what it is, how it works, and which bookmakers offer it.
18+. Applies to pre-match football accumulators of 5+ selections on selected markets. Min odds 1/2 leg. 2.5%-50% cash bonus on settlement if all selections win. £10 max cash refund if one leg loses. Paid within 24hrs of bet settlement. Cashed Out/In-Play bets not applicable. T&Cs apply.
Bet £10 Get £20 in free bets + Acca Rewards – Make your choice
*New UK customers (Excluding NI) only. Mobile exclusive. Min Deposit £10. Min stake £10. Min odds Evs. Free bet applied on 1st settlement of any qualifying bet. 30 days to qualify. Free bets expire in 7 days. Cashed out/Free Bets won’t apply. Account & Payment method restrictions apply. 1 Free Bet offer per customer, household & IP Address only. 18+. T&Cs apply. **18+. Selected sports. Applies to first unique Acca. Specials/boosts/BOG/free bets (FB)/promotions won’t qualify. Min stake £/€0.05. Boost: Max bonus £/€1,000 per Acca. Min 3 legs. Min odds 1/5 per leg. Only win part eligible for E/W Acca. Insurance: Min 5 legs. Min odds 1/5 per leg. Max FB £/€20 per Acca. FB/cashed out/void bets won’t qualify. Acc & Payment restrictions. T&Cs apply. T&Cs apply
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What is an Acca Insurance betting offer?
As the name suggests, Acca Insurance gives you a safety net on your accumulator bets. At most betting sites, you just need to place an acca in the usual way to qualify. However, you must ensure your bet meets the bookies’ Acca Insurance requirements. These requirements usually feature a minimum number of selections and odds. If all your picks win, the cash will hit your account as usual. If one selection lets you down, the insurance kicks in, and you’ll get your stake back as a free bet or at some sites in cash! Two or more losing legs and you’ll miss out altogether.
How do I get Acca Insurance? – Step-by-step guide
Taking advantage of Acca Insurance is simple at most betting sites. In the guide below, we’ll use Betred’s Acca Flex as an example, but the process should be similar at any betting site.
1. If you don’t have a Betfred account yet, use the link below to sign up. This will grant you access to the most enticing Betfred welcome rewards available.
18+. Applies to pre-match football accumulators of 5+ selections on selected markets. Min odds 1/2 leg. 2.5%-50% cash bonus on settlement if all selections win. £10 max cash refund if one leg loses. Paid within 24hrs of bet settlement. Cashed Out/In-Play bets not applicable. T&Cs apply.
2. Head to the Betfred football page.
3. Add five football selections to your Betfred betslip.
4. Make sure all five of the legs have minimum odds of 1/2.
5. Keep track of the games in your accumulator.
6. If all the legs come in, your cash will hit your account. Depending on how many legs you include, Acca Flex also grants you an extra bonus on your winnings.
7. If your bet loses by just one selection, you’ll get your stake back up to £10 as cash!
Which betting sites offer acca insurance?
Betfred, BoyleSports, and Ladbrokes are some of the reputable betting sites that offer some form of this betting offer. Each bookmaker’s version of the promotion has some differences, and the table below has more details.
Acca Insurance offers are subject to individual Bookmaker T&Cs.
How we rank Acca Insurance offers. – Ant Vella’s verdict
Generosity of the offer
The generosity of this promo varies by bookmaker, with some offering cash instead of free bets, and the maximum refunds ranging from £10 up to £50. Ultimately though, it’s effectively a free offer that is being tagged on to an acca bet you’d be placing regardless, so it has to be considered relatively generous.
Regularity of the offer
Again, the regularity of the offer may be different depending on the bookmaker you bet with. However you can typically expect to be allowed to take advantage at least once a day, which is good going.
Simplicity of the offer
This promo is easy to grasp, with the name of the offer giving even a novice a punter a fair idea of what’s involved. There is a fair amount of variation between betting sites when it comes to the intricacies of the offer though, so be sure you’ve checked out the terms properly before getting involved.
Outlay to benefit from the offer
The amount you need to bet to benefit from this offer is entirely in your hands, which is great. Whether you’re betting £1 on some long shots upsetting the odds or staking £50 in the case of Paddy Power’s promotion, there’s no pressure to bet more than you feel comfortable.
Do betting sites have other Accumulator betting offers?
Some betting sites give existing customers a bonus on certain successful accumulators. A boost in returns from your winning accas can make the pleasure of a big win even sweeter! Some of the best Accumulator bonuses are listed below.
Earn up to a 70% boost on successful Soccer accumulators on selected competitions with bet365.
Applies to winnings on pre-match accumulators of 2 or more selections on the standard Full Time Result, Both Teams to Score or Result/Both Teams To Score markets for selected leagues and competitions as listed on site. The maxiumum boost that you can receive is £100,000 or currency equivalent. Bet restrictions and T&Cs apply. New and eligible customers only. Registration required.
18+. This offer is only available to new and eligible customers. This offer applies to winnings on football accumulators of 3 or more selections on the following markets – ‘Match Odds’, ’Total Goals Over/Under’, ’Correct Score’, ’Double Chance’,’ Half Time / Full Time’, ’Half Time Result’, ’Half Time Goals – Over/Under’ and 'Both Teams to Score'. The maximum bonus per bet that you can receive is £25,000 or currency equivalent. The maximum cumulative bonus amount that you can receive in a single day across all bets placed, is limited at £50,000 or currency equivalent. T&Cs apply. BeGambleAware.org
18+. You can claim 5 Profit Boosts in a week up to a maximum of a 50% Profit Boost. The minimum odds per selection is 1.2 (1/5). The maximum stake to use the profit boosts is £20 and your profit boosts will increase your winnings up to a max of £1000 per boost. £5 Free Bet Place a bet of £20 on accumulators with five legs or more (each leg must have minimum odds of 1.2 or more). Upon the settlement of the accumulator, a £5 Free Bet will be credited to your account. T&Cs apply.
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Do betting sites have other Money Back betting offers?
Accumulators are not the only kind of bet you can get insurance on. Some betting sites offer it if a specific outcome happens, like a horse you’ve backed finishing 2nd. Each bookie’s insurance betting offers differ, but some of the best are listed below.
2nd to a Rag Insurance – Money back as free bet if 2nd to 33/1+ winner
18+. Registered customers only. 2nd to a rag offer applies to first fixed odds single winner bet placed on any race. Subsequent bets on the same race will not qualify. Multiple bets, each-way bets or bets placed with 'free bets' do not count towards this offer. Any bet placed in-running after the official “off-time” will not be eligible. Only available on races with 3 or more runners. Max refund as a free bet is £25. T&C's apply. BeGambleAware.org
Run For Your Money – Cash refund if your horse refuses at the start
18+. Opt-in req. Eligible customers only. Max stake £10. Min stake £1. Bets opted-in will not qualify for Best Odds Guaranteed (BOG). Minimum of 5 horses must run. Further terms apply see site for full T&Cs.
Join the live presenter and two wheels with three payout levels from Super to Mega and then Ultra for bigger wins! There’s also the 7s Heaven and Slot Spins mini games.
Read more about the most popular existing customer offers.
New cust only. 7 days to opt in by placing a £10 qualifying bet at 1/1 (2.0) odds or greater to receive 4x Free Bets: 1 x £10 horse racing, 1 x £10 Bet Builder, 1 x £10 Acca and 1 x £10 football. 7 day expiry. Exclusions apply. Stake not returned. T&Cs apply. 18+. BeGambleAware.org.
*New UK customers (Excluding NI) only. Mobile exclusive. Min Deposit £10. Min stake £10. Min odds Evs. Free bet applied on 1st settlement of any qualifying bet. 30 days to qualify. Free bets expire in 7 days. Cashed out/Free Bets won’t apply. Account & Payment method restrictions apply. 1 Free Bet offer per customer, household & IP Address only. 18+. T&Cs apply. T&Cs apply
Fitzdares
Place your first sports bet of £50 or more and get £25 in Free Bets, plus 10 spins
New customers only, aged 18+. Min deposit £10. Place a £50 bet on any sport at at odds of Evens (2.0) or greater to qualify for three free bets on settlement: £10 on Football, £10 on Greyhounds and £5 on Virtual Sports, plus 10 Free Spins on Reel King. Free Bet & Spins expire in 7 days. Additional T&Cs apply. Please bet responsibly. BeGambleAware.org.
*New members only. Offer not available 13/04/24. £10 min bet on sportsbook (ex. virtuals) at 1.5 min odds, placed & settled in 14 days of sign-up. Win part E/W bets. Free Bets: accept in 7 days, valid 7 days on sportsbook only. Stake not returned. T&Cs apply. Bet Responsibly. BeGambleAware.org. 18+
New UK customers only. Min £10 first deposit using Debit Card or Bank Transfer. Place a bet of £10 at min odds of 1.5 and get £10 upon settlement. Further £10 Multiple token will be credited after 24 hours and a further £5 Horse Racing Multiple token and a £5 Football Bet Builder token will be credited after 48 hours. Full T&Cs apply.18+. BeGambleAware.org.
New customers, Deposit & Place a Bet within 7 days, and settle a £10 minimum bet at odds of 4/5 (1.8) or greater, to be credited with 3x £10 free bets: 1 x £10 Horse racing, 1 x £10 Free Bet Builder and 1 x £10 Football. Stake not returned. T&Cs Apply. Acca Club: T&Cs Apply. Promo runs Mon 09:00 to Sun 23:59. Opt-in required. 50% profit boost on 7+ Acca selections. Max stake £20. Max winnings £1,000. Up to 5 boosts per customer per week. Exclusions apply. 18+. BeGambleAware.org.
18+ New UK+IRE Customers. Certain deposit methods & bet types excl. Min first £5 bet within 14 days of account reg at min odds 1/2 to get 1x £20 free bet. Free bet available to use on selected sportsbook markets only. Free bets valid for 7 days, stake not returned. Restrictions + T&Cs apply
18+ New Customers Only. Opt in and bet £10 on football (odds 2.00+) within 7 days. No cash-out. Get 4x£5 Free Bets for set markets and a £10 Slot Bonus for Big Bass Splash, 30x wagering, to withdraw max £250. Rewards expire in 20 days. Selected payment methods only. T&Cs apply. begambleaware.org | Please gamble responsibly
Ladbrokes
£20 In Free Bets Ker-Ching – When you bet £5 on sports
18+ New UK+IRE Customers only. Certain deposit methods & bet types excl. Min first £5 bet within 14 days of account reg at min odds 1/2 to get 4x £5 free bets. Free bets available to use on selected sportsbook markets only. Free bets valid for 7 days, stake not returned. Restrictions + T&Cs apply.
Join and place a £10 fixed odds bet at odds of 1/2 or greater. Once the bet is settled, get a £10 free fixed odds bet plus a £5 free Total Goals football spread bet and a £5 racing Winning Favourites spread bet. The second £10 free fixed odds bet, £5 free Total Goals football spread bet, and £5 racing Winning Favourites spread bet will be credited 24 hours later. Free bets expire in 28 days if unused. Promotions available to 18+ aged individuals. New customers only. T&Cs apply. Begambleaware.org
The user must enter Bonus Code ‘MB20’ during registration Minimum Odds of 1.8 for first bet to qualify. Losses will be refunded on first bet only, as a free bet – up to £20. Users cannot back and lay the same selection on the first bet. Qualifying bets open to Exchange, Matchbook Zero & Multiples Only open to users who deposit via debit card. New Customers Only. 18+. Be Gamble Aware.
**New members. £10 min deposit & bet on sportsbook, placed & settled at 1.5 min odds within 14 days of sign-up. Win part of E/W bets. 2 non-withdrawable £10 Free Bet Tokens: accept in 7 days, valid for 7 days from acceptance (ex. E/Ws & Multiples), stakes not returned. BeGambleAware.org. 18+
New UK customers (Excluding NI) only. Mobile exclusive. Min Deposit £10. Min stake £10. Min odds Evs. Free bet applied on 1st settlement of any qualifying bet. 30 days to qualify. Free bets expire in 7 days. Cashed out/Free Bets won’t apply. Account & Payment method restrictions apply. 1 Free Bet offer per customer, household & IP Address only. 18+. T&Cs apply. **18+. Prices subject to fluctuation and availability. T&C's Apply.
New customers only. Register (excl. 13/04/24) with WELCOME50. First bet £10+ at Evens (2.0)+ on Sports within 7 days to get Free Bets: £20 In-Play, £20 Acca & 50 x £0.20 (£10) Free Spins on Fishin’ Frenzy within 10 hours of settlement. 7-day expiry. Eligibility & payment exclusions apply. Full T&Cs apply.
New bettors; Code SPORT; Wager deposit & bonus 8x; Max qualifying bet stake=initial bonus; Valid 60 days; Min odds, bet and payment method exclusions apply; T&C apply; 18+
Betway
£30 Matched Free Bet if your first Acca loses + 100 Free Spins on Gold Blitz
*New UK customers only. Min Stake: £5. Maximum Free Bet: £30. First bet on a Football or Horse Racing multiple with 3+ selections. Overall odds: 3.00 (2/1) or higher. Free Bets available upon settlement of the qualifying bet. 100 Free Spins on Gold Blitz (£0.10 per spin) credited on settlement of qualifying Acca bet. No wagering requirements on free spin winnings. Debit Card deposit only (exclusions apply). This offer is valid 7 days from the new account being registered. 18+ BeGambleAware.org. Bet the Responsible Way. Full terms apply.
18+ New customers only. Opt in, bet £10 on any football market at minimum 1/1 odds. No cash out. Get £40 in Free Bets on selected events. Free Bets expire in 7 days. Debit card / Apple Pay payments only. T&Cs apply. begambleaware.org | Please gamble responsibly
New Customer offer YSKARZ. Place a min £5 bet on the sportsbook at odds of min EVS (2.0) and get £20 in free bets. Free bet rewards valid for 30 days. Only deposits via Debit Cards & Apple Pay will qualify for this offer. T&Cs apply. Please Gamble Responsibly Paddy's Rewards Club: Get a £10 free bet when you place 5x bets of £10+. T&Cs apply.
18+. Play Safe. From 00:01 on 18.10.2022. £30 bonus. New customers only. Minimum £10 stake on odds of 1/2 (1.5) or greater on sportsbook (excluding Virtual markets). Further terms apply. #ad
18+ begambleaware.org. New customers only. Min deposit £10. Money back as bonus if first sports bet loses. Wagering requirements: sportsbook 3x at min. odds of 1.40 (2/5), casino 50x. Unless forfeited the sportsbook bonus must be wagered before using the casino bonus. Bonus expires 7 days after opt-in. Visit Unibet.co.uk for full T&C's. #AD
Betfair
GET £20 IN FREE BETS
When you place a £5 bet on Sportsbook
New Customer offer. Place a min £5 bet on the Sportsbook on odds of min 1/2 (1.5), get £20 in Free Bets. Rewards valid for 30 days. SMS verification required. Only deposits via cards or Apple Pay will qualify. T&Cs apply. Please Gamble Responsibly
bet365
Bet £10 & Get £30 in Free Bets for new customers at bet365.
Min deposit requirement. Free Bets are paid as Bet Credits and are available for use upon settlement of bets to value of qualifying deposit. Min odds, bet and payment method exclusions apply. Returns exclude Bet Credits stake. Time limits and T&Cs apply. Registration required.
Acca Insurance FAQs
Acca is short for accumulator. This is a bet that combines multiple selections, requiring them all to come in for you to win. For example, if you backed Man City, Arsenal, Liverpool, Tottenham and Man Utd to win, that would be an acca. Accas are popular with punters as they give you a chance to win big from a relatively low stake.
Acca insurance gives you some form of consolation if one of the bets in your acca bet lets you down. So if you placed an acca that six teams would win, and one of them failed to do so, you could qualify for acca insurance. This would typically mean your stake would be refunded in the form of a free bet.
Getting acca insurance isn’t difficult. Look for a bookmaker offering the promotion, place a qualifying acca bet, and acca insurance will apply if one selection from your acca fails to win.
BoyleSports, Ladbrokes and Paddy Power are some of the big name bookmakers that offer some form of this Acca Insurance.
If you see the promotion called 5+ acca insurance, it means the offer will apply once your acca contains at least five selections.
18+ | Commercial Content | T&Cs apply | Wagering and T&Cs apply | Play Responsibly
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